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  • Bjauck's Avatar
    Today, 08:41 AM
    Bjauck replied to a thread If National wins ... in Elections
    That is irrelevant when measuring that house prices have increased at a pace that out-strips average incomes. Of course if they are not already...
    12490 replies | 923092 view(s)
  • Bjauck's Avatar
    Yesterday, 03:33 PM
    Do you have you own mortgage free home (I regard that as an investment as not everyone has one)? Does the cash include bonds and term deposits? ...
    11 replies | 626 view(s)
  • Bjauck's Avatar
    Yesterday, 02:49 PM
    Do most arrears "progress" from 121-180 days to default status without reaching 181 days in arrear? If that's the case then the 3.77% of F grades in...
    2315 replies | 305548 view(s)
  • Bjauck's Avatar
    Yesterday, 02:01 PM
    You missed an important qualifier. The most expensive city for ex-patriates. "The rising demand for luxurious housing in Luanda against a limited...
    453 replies | 98969 view(s)
  • Bjauck's Avatar
    Yesterday, 01:57 PM
    Depends - are you comparing median price with average price? Average price is a fair bit higher than median. Also, median prices can vary month to...
    453 replies | 98969 view(s)
  • Bjauck's Avatar
    24-06-2017, 10:47 PM
    Bjauck replied to a thread If National wins ... in Elections
    With first home buyers, deposit affordability is particularly relevant. In recent years, I think the amount needed for a deposit for NZexAuck (as...
    12490 replies | 923092 view(s)
  • Bjauck's Avatar
    24-06-2017, 10:38 PM
    Bjauck replied to a thread If National wins ... in Elections
    I imagine many, if not most people, do vote for the party they think will benefit them most. I think home ownership rates are still dropping but...
    12490 replies | 923092 view(s)
  • Bjauck's Avatar
    24-06-2017, 02:16 PM
    That article was positive for the RYM, SUM et al. In brief as I read it: No tax because of non-taxable gains and development of aged-care facilities....
    3084 replies | 498163 view(s)
  • Bjauck's Avatar
    24-06-2017, 02:10 PM
    Prospective licencees must obtain independent legal advice to forestall as much as possible "buyer's remorse". The consequences are fully explained....
    3084 replies | 498163 view(s)
  • Bjauck's Avatar
    23-06-2017, 10:34 PM
    Thanks Macduffy....if only it did not need correcting! However with current policy and investment settings, accommodation costs and land values are...
    453 replies | 98969 view(s)
  • Bjauck's Avatar
    23-06-2017, 08:19 PM
    NZ income/pp $38k Monaco's $164k What percentage of Monaco's workforce commute in from Italy and France each day? What percentage of Auckland's...
    453 replies | 98969 view(s)
  • Bjauck's Avatar
    23-06-2017, 08:15 PM
    Affordability is sometimes calculated taking the median price of the lowest quartile of residences. Studies have shown Auckland is grossly...
    453 replies | 98969 view(s)
  • Bjauck's Avatar
    23-06-2017, 02:51 PM
    He could move to another city but then that begs the question...Auckland still needs to attract police who can afford accommodation in Auckland, and...
    453 replies | 98969 view(s)
  • Bjauck's Avatar
    23-06-2017, 02:19 PM
    House price inflation...perhaps boosted by: 1. Recent low interest rates allow servicing of bigger mortgages. 2. Financial market and security bias...
    453 replies | 98969 view(s)
  • Bjauck's Avatar
    22-06-2017, 07:47 PM
    That assumes that Trump (& other politicians) are honest and straightforward and have totally honest campaigns...that American & Americans are put...
    1443 replies | 64454 view(s)
  • Bjauck's Avatar
    22-06-2017, 04:59 PM
    Bjauck replied to a thread If National wins ... in Elections
    oh ok. I don't always follow the thread or politics in general... I thought I was being more original than was actually the case it seems! Apologies...
    12490 replies | 923092 view(s)
  • Bjauck's Avatar
    22-06-2017, 04:41 PM
    Bjauck replied to a thread If National wins ... in Elections
    Rant? Really? I am neither apologist or spokes person for any party. It was a comparative observation and discussion point. fwiw, I am non-aligned...
    12490 replies | 923092 view(s)
  • Bjauck's Avatar
    22-06-2017, 03:29 PM
    Bjauck replied to a thread If National wins ... in Elections
    Another record annual immigration level has been set. 72,000 extra people to house and provide infrastructure for. NZ citizen returnees equal NZers...
    12490 replies | 923092 view(s)
  • Bjauck's Avatar
    20-06-2017, 03:04 PM
    Bjauck replied to a thread Brexit in Off Market Discussions
    You have to check the reputation of the pollster and statistical error. Europe comprises many peoples and nationalities, who have various...
    710 replies | 46959 view(s)
  • Bjauck's Avatar
    20-06-2017, 09:19 AM
    LOL. Auckland Police may be "well paid" or paid enough to be able to save a deposit and get a mortgage for a house 300+ Ks out of Auckland. He sees...
    453 replies | 98969 view(s)
  • Bjauck's Avatar
    19-06-2017, 08:08 PM
    They made some repayment. If all the D5 grade loans at 30.24% were certain to be repaid in full, then no-one would invest in A1-D4 loans. Have the D5...
    2315 replies | 305548 view(s)
  • Bjauck's Avatar
    19-06-2017, 05:14 PM
    Residents seeking a house to live in should be prioritised and non-residents seeking an investment should pay stamp duty or be restricted to building...
    453 replies | 98969 view(s)
  • Bjauck's Avatar
    19-06-2017, 01:50 PM
    Bjauck replied to a thread Brexit in Off Market Discussions
    A survey published in the Brexit supporting Daily Mail found that only 31% of respondents want to leave the European Customs Union, only 35% agreed...
    710 replies | 46959 view(s)
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