Originally Posted by
Bjauck
It is not necessarily a particuarly accurate comparative gross return however depending on level of charge-offs, their deductibility and the average amount earning no interest in your account. I am not sure how difficult it would be for Harmoney to provide a customised Net RAR for investors. I would have thought that it would be quite simple to provide a calculation, with investors selecting their RWT rate and whether or not they want charge-offs to be tax deductible. The resultant net figure could then be easily grossed up using your selected RWT rate to provide a figure for comparison with other investments. Harmoney have all the figures for their investors. Along with notifying their RWT, Investors could tell Harmoney whether or not they want charge-offs to be deductible for the calculations.