The A5 loan I had written off was LAI-00011174
Maybe Dan@Harmoney can provide more detail on why this was written off? I can see that you've been online very recently!
Feel like taking money out of the platform if things don't improve
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The A5 loan I had written off was LAI-00011174
Maybe Dan@Harmoney can provide more detail on why this was written off? I can see that you've been online very recently!
Feel like taking money out of the platform if things don't improve
It's not that bad though. They've been quite good so far in answering us (ping Dan@Harmoney).
I'm seeing a lot of "Holiday expenses" loans today, I would have thought that was a bit out of season?
MVA
Hi, You can contact me directly at dan@harmoney.co.nz if you want to communicate about a specific loan. Thanks
RAR has been updated. 15.37% for me, up on last month.
Mine 12.99%, down from just under 16%!
14.67% according to harmoney rar.
However why not just calculate your self by using google docs.
That way you can have the tax paid number which 11.65% in my case.
Create a google sheet.
One column the date you made deposit to harmoney and amount as negative number.
=now() is excel function for todays date
grab the details from harmoneys account balance screen and use the forumula below xirr.
27/01/2015 -800 29/01/2015 -800 =XIRR(b1:b3,a1:B3)
=now() cash+fundingbalance+outstandintprincial from harmoney account postion page
gives you a compounding interest rate taking into account variable deposits over time.
Maybe somebody who knows more can comment ?