Harmoney

[BJ1]

They would rather offer you facts instead of taking requests from people like you who want a "current future" return.

No. I didn't say I wanted them to do that. I want them to fix the problems on their platform instead of giving more up to date, rather pointless, historical information.

[Investor]

No. I didn't say I wanted them to do that. I want them to fix the problems on their platform instead of giving more up to date, rather pointless, historical information.

Which is effectively asking for a CURRENT (up-to-date) estimate of your FUTURE return. Spend less time data mining and go invest.

[BJ1]

Which is effectively asking for a CURRENT (up-to-date) estimate of your FUTURE return. Spend less time data mining and go invest.

This is not a forum for getting personal, so I won't, but please behave the same way. I do not want future return estimates. When I said no, that is what I meant. I do want errors fixed - such as loans which are approved for 36 months but now still are recorded as 36 months but payments are occurring on a 60 month basis, and arrears records are therefore wrong. There are many errors in the system and, as I said before, I want them fixed rather than Harmoney spending money on providing frequently updated historical information.

[Investor]

This is not a forum for getting personal, so I won't, but please behave the same way. I do not want future return estimates. When I said no, that is what I meant. I do want errors fixed - such as loans which are approved for 36 months but now still are recorded as 36 months but payments are occurring on a 60 month basis, and arrears records are therefore wrong. There are many errors in the system and, as I said before, I want them fixed rather than Harmoney spending money on providing frequently updated historical information.

Fair enough

[whitt]

Xmas arrears have kicked in.
My arrears total has increased sharply by 40% since Xmas.
I suspect it's the xmas over spend by borrowers and hope they get paid off soon.

[Silverlight]

Hi guys,

Do you know if Harmoney have a suggestion area for new additions? I would like to filter (auto-lend) by region? I fi go through manually it tells me where the borrower is from, but there is no auto filter for it.

Thanks

[Investor]

Hi guys,

Do you know if Harmoney have a suggestion area for new additions? I would like to filter (auto-lend) by region? I fi go through manually it tells me where the borrower is from, but there is no auto filter for it.

Thanks

I don't think they do at the moment. Normally myself and I believe others just email your suggestion(s) to someone you've dealt with from Harmoney.

[permutation]

Hi guys,

Do you know if Harmoney have a suggestion area for new additions? I would like to filter (auto-lend) by region? I fi go through manually it tells me where the borrower is from, but there is no auto filter for it.

Thanks

So how do you think regions will help your lending return?
I have done an analysis (via Excel) of my, close to 900 loans, over the last 22 months and I can't really find any pattern that is positive or negative regarding regions.

Also if they provided a filter like that they would have to have a dropdown list of more than 50+ areas?!!

[whitt]

LOL
Theres a loan for 48k at 19%. Reason to purchase new car.
Doesn't sound like a sensible reason to borrow funds at 19% to me.
Whats wrong with a 10,15,20k car?

[permutation]

LOL
Theres a loan for 48k at 19%. Reason to purchase new car.
Doesn't sound like a sensible reason to borrow funds at 19% to me.
Whats wrong with a 10,15,20k car?

That loan is a rewrite, they had $27k before so they've added another $21K to buy the new car I guess? The one good merit is, 15 successful repayments. I have taken 1 unit because of that.