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07-09-2016, 01:31 PM
#1511
Member
LAI-00013114. From Feb 26 2015. Graded as a D4
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07-09-2016, 01:38 PM
#1512
Member
[QUOTE=Wsp;635863]LAI-00013114. From Feb 26 2015. Graded as a D4[/QUOT
I dont have that one
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07-09-2016, 01:50 PM
#1513
Member
Originally Posted by Wsp
LAI-00013114. From Feb 26 2015. Graded as a D4
I have a charged off one from .. QLD. I remember wondering when i took it .. thought it was probably a mistake and shld have been Queenstown. .. maybe not afterall
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07-09-2016, 02:03 PM
#1514
Member
It's loan number LAI-00052230. F5. Taken out on 23 December 2015
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08-09-2016, 11:19 AM
#1515
Junior Member
There seem to be a lot of $0 monthly repayments latelyCapture.jpg
I was wondering if I could get one of these.
Last edited by CR111; 08-09-2016 at 11:21 AM.
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08-09-2016, 03:42 PM
#1516
Member
I think I might know what a number of the $0 arrears listings in the reports are caused by
I have 8 loans in arrears, that have $0 "Amount in Arrears" that have not had a single payment in the last 31 days - some have not had a payment since June. Prior to stopping paying all appeared to be ahead on repayments and most likely have not yet dropped back to where they would be expected to be had they only made the minimum repayments
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08-09-2016, 03:55 PM
#1517
Member
Originally Posted by humvee
I think I might know what a number of the $0 arrears listings in the reports are caused by
I have 8 loans in arrears, that have $0 "Amount in Arrears" that have not had a single payment in the last 31 days - some have not had a payment since June. Prior to stopping paying all appeared to be ahead on repayments and most likely have not yet dropped back to where they would be expected to be had they only made the minimum repayments
I could not with just a quick look find where in either the borrower_agreement
https://app.harmoney.com/borrower_agreement
or the
Borrower FAQ's
https://www.harmoney.co.nz/how-it-works/borrower-faqs
Where It says the borrower is allowed or is not allowed to do this, So I'm unsure if the borrower is technically in arrears or not. If Im unclear on this I expect some borrowers would be too
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13-09-2016, 07:53 AM
#1518
Member
According to Harmoney Auto lend is due for release in the next couple of weeks.
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14-09-2016, 06:07 AM
#1519
Member
Arrears report has been enhanced - now shows timeframe since last payment (0-30, 31-60, 61-90, 91-120). The last should probably say 91-120+.
I think this is a good addition, now I just need to work out a good way to use it.
And if only I could amend my filter to exclude those less than a few cents in arrears.
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14-09-2016, 07:39 AM
#1520
Member
Originally Posted by kiwi_on_OE
Arrears report has been enhanced - now shows timeframe since last payment (0-30, 31-60, 61-90, 91-120). The last should probably say 91-120+.
I think this is a good addition, now I just need to work out a good way to use it.
And if only I could amend my filter to exclude those less than a few cents in arrears.
That is an excellent enhancement. With all this data my spreadsheet skills are improving at a rapid rate - trying to analyse all the information in the way I want it I am learning about all sorts of functions that I have never used before!
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