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Thread: Harmoney

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  1. #1
    Member
    Join Date
    Nov 2016
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    159

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    [QUOTE=whitt;663120]

    Next step is for me to open a second account and try a different set of autolend rules to test and get my RAR up higher. /QUOTE]

    Bear in mind that RAR is the average return on investment from day one until today. My RAR is 13.76% at 1 April but my current running return before tax is up at 15.70% (for the March month). I've moved month end average gross return (before fees and tax) up 2.25% since November 2015 with not much change in RAR. It takes a lot of increased current return to raise the RAR significantly, because of the long tail from day one.

  2. #2
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    Join Date
    Aug 2012
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    4,863

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    [QUOTE=BJ1;663125]
    Quote Originally Posted by whitt View Post

    Next step is for me to open a second account and try a different set of autolend rules to test and get my RAR up higher. /QUOTE]

    .... My RAR is 13.76% at 1 April but my current running return before tax is up at 15.70% (for the March month).....
    I guess the taxable RAR could be higher than the figure on Harmoney's site as (depending on your circumstances) charge-offs may not be tax deductible. DYOR.

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