Quote Originally Posted by Saamee View Post
30 Months ago we opened a HM account for my wife.

Specifically we invested Only in Re-Writes and also only in the Maximum Re-Write allowed for that Grade of loan.

Pleased to report that No Loan has every Defaulted or been Over due with payment over that time.
I'm avoiding a lot of those "maxed out loans", under the thinking that the higher debt/income ratio would result in repayment difficulties - with no ability to rewrite out of trouble.

Incredible result Saamee. What type of risk grades are you investing in? Is it a large portfolio?