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Thread: Harmoney

  1. #1511
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    LAI-00013114. From Feb 26 2015. Graded as a D4

  2. #1512
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    [QUOTE=Wsp;635863]LAI-00013114. From Feb 26 2015. Graded as a D4[/QUOT

    I dont have that one

  3. #1513
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    Quote Originally Posted by Wsp View Post
    LAI-00013114. From Feb 26 2015. Graded as a D4
    I have a charged off one from .. QLD. I remember wondering when i took it .. thought it was probably a mistake and shld have been Queenstown. .. maybe not afterall

  4. #1514
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    It's loan number LAI-00052230. F5. Taken out on 23 December 2015

  5. #1515
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    There seem to be a lot of $0 monthly repayments latelyCapture.jpg

    I was wondering if I could get one of these.
    Last edited by CR111; 08-09-2016 at 10:21 AM.

  6. #1516
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    I think I might know what a number of the $0 arrears listings in the reports are caused by

    I have 8 loans in arrears, that have $0 "Amount in Arrears" that have not had a single payment in the last 31 days - some have not had a payment since June. Prior to stopping paying all appeared to be ahead on repayments and most likely have not yet dropped back to where they would be expected to be had they only made the minimum repayments

  7. #1517
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    Quote Originally Posted by humvee View Post
    I think I might know what a number of the $0 arrears listings in the reports are caused by

    I have 8 loans in arrears, that have $0 "Amount in Arrears" that have not had a single payment in the last 31 days - some have not had a payment since June. Prior to stopping paying all appeared to be ahead on repayments and most likely have not yet dropped back to where they would be expected to be had they only made the minimum repayments
    I could not with just a quick look find where in either the borrower_agreement
    https://app.harmoney.com/borrower_agreement
    or the
    Borrower FAQ's
    https://www.harmoney.co.nz/how-it-works/borrower-faqs
    Where It says the borrower is allowed or is not allowed to do this, So I'm unsure if the borrower is technically in arrears or not. If Im unclear on this I expect some borrowers would be too

  8. #1518
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    According to Harmoney Auto lend is due for release in the next couple of weeks.

  9. #1519
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    Arrears report has been enhanced - now shows timeframe since last payment (0-30, 31-60, 61-90, 91-120). The last should probably say 91-120+.

    I think this is a good addition, now I just need to work out a good way to use it.

    And if only I could amend my filter to exclude those less than a few cents in arrears.

  10. #1520
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    Quote Originally Posted by kiwi_on_OE View Post
    Arrears report has been enhanced - now shows timeframe since last payment (0-30, 31-60, 61-90, 91-120). The last should probably say 91-120+.

    I think this is a good addition, now I just need to work out a good way to use it.

    And if only I could amend my filter to exclude those less than a few cents in arrears.
    That is an excellent enhancement. With all this data my spreadsheet skills are improving at a rapid rate - trying to analyse all the information in the way I want it I am learning about all sorts of functions that I have never used before!

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