http://www.nzherald.co.nz/business/n...ectid=11487606

I logged on to internet banking this morning and got a real surprise. Surely not !! 4.69% fixed for 2 years. I racked my early 50's year old brain, barely functioning first thing in the morning after only one coffee and despite all the rusty cogs only just starting to work for the week, I was pretty sure I'd never seen a rate this low in all my life and sure enough, it turns out I haven't.

Does this mean you'll spend more though or maybe gear up to make leveraged market investments ?
Curious what this means to you folks ?

Seems to me rates could go even lower, could it even be possible we'll see 3.99% by the end of this year ?

Surely at that sort of rate there's some mileage in taking a moderatly geared position to invest more in high dividend yield shares or are you a crusty old GFC survivor that's getting old and conservative like me and extremly reluctant to take a geared position in the market ?

Thoughts folks ?