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I wonder what systems in place to protect the investor. Will PledgeMe do credit checks? Will PledgeMe actively chase up missed repayments? What happens if someone defaults?
I also wonder if we can trust the borrower to set a rate that reflects the amount of risk.
The fees for the borrowing entity seem quite high, 4% of amount borrowed, in addition you have to go through the whole pitching and campaigning crap.
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