Banks weren't that generous in my days either. Thus most of use had 2 or 3 mortgages.
We scrapped the bottom of the barrel to get a deposit as well and sacrificed a lot for a few years, like no car.
Anyway most of us have bad times eh.
The moan comment was about those who complain that a 5% rate is outrageous. Just putting things in (historical) context.
Best of luck with your putting together a deposit.
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