I meant to add that the tiny peak at the 36 month point, where a couple (...) of loans actually get to is, well, tiny...
Just thinking about the Payment Protect numbers - possibly not meaningful as they include a large portion of loans when PP was not available? Could probably redo this for loans after whenever PP started...
Quick look at the data shows that the large 'jump' in defaults was due to a heap of loans debt being sold off early February 2018.
The 'Enquiries (6 months)' chart has a bar with no label (far right - count of 404), I'm guessing that this info was not recorded in early days, so was just blank - I'd suggest just ignoring this bar.
Everyones loan set is different, so these numbers can only be considered a guide, nothing more.
Reply With Quote
Bookmarks