Quote Originally Posted by Cool Bear View Post
Wow. 16.3% is really high! Do you have a lot of loans? My RAR for 2300+loans (18 months) is just about 14% and I expect that to fall to about or below 12% eventually with the new fees and with defaults. Still a decent return.
Only 100 loans so far. Harmoney is time consuming to find decent loans on. I do cherry pick also hoping to beat the platform stats on each grade.
Still 16% is a good start even is it drops to 15% since June