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You may find the div is being held waiting for your direct payment account instructions. I had similar experience as I had forgotten to supply the info but I did get an email explaining the hold up as they no longer sent cheques.
If you go to Aus for holidays it's a good way to have cash at hand with an Aus bank a/c. I didn't have to have an Australian address when I got a CBA bank account organized. I am with ASB securities which may have made it easier and definitely easier going there. I have managed to use the Aus account for various Aus share options which was far easier than using NZ accounts. You are right that a lot of companies no longer have the cheque option. The question would be what companies don't have a direct pay option?
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