Quote Originally Posted by Snow Leopard View Post
At the point that 'a fair bit of time away' becomes now then $60k will not be what it used to be.
You will need/want more ( and then more again ).

I am going to guess that under the hood that TWF is a wrapper around another fund. If so then you could possibly improve your returns by buying the underlying fund directly if you feel up to handling any extra tax forms etc.

Personally I would diverse into several different areas, overseas, domestic, NZ shares etc.

But it is up to you to do the research and decide what is right for you.
Yes have factored in 60k with inflation.

TWF is through smartshares but invests in vanguards world fund. Smart shares add a 0.4% ish fee on top of vanguard

Yes thinking putting some of it into NZ based funds (active or passive) or creating my own NZ top 20 or NZ property “index fund” based on market cap and adjusting annually