As markets were hot over the last couple of years, I decided to keep it in 100% cash. One option is paying off part of morgage as soon as I turn 65. The second option is invest half of it in the stock market and make use of balance amount to pay off some morgage.
You could go 50 % cash fund so you have the mortgage option and 50 % Growth now which would be the same as investing it back in the market when you turn 65.
Thank you. Which kiwi saver provider will allow me to do like that?
Originally Posted by stoploss
You could go 50 % cash fund so you have the mortgage option and 50 % Growth now which would be the same as investing it back in the market when you turn 65.
Last edited by Valuegrowth; 05-06-2023 at 09:24 PM.
Thank you. Which kiwi saver provider will allow me to do like that?
Most should allow a split . However I do know Generate Kiwisaver allows you to split your funds into whatever % allocation you want to across their KiwiSaver funds. https://www.generatewealth.co.nz/
Not advice, do your own research.
Originally Posted by Valuegrowth
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