grach017
10-07-2012, 01:26 PM
Afternoon all,
Just thought Id say Hello and say thanks for providing such a great forum for like minded people!
Im early 20s post uni looking to get in to shares very soon. Probably starting this week funnily enough! having read books/listened to info and educating myself over the best part of a year.
Dont have a lot of money (comparatively to most of you lot) to play with initially but enough to get 4 or 5 substantial pick ups immediately and adding over the long term. Have only an interest free student loan as debt the bank reckon im in such a good spot they offered me a 95% mortgage! ... no thanks!
Probably gunna spread myself with a couple of index funds then just stock pick. Im very averse to managed funds unless someones got evidence to the contrary?
Main question. Given my age and situation... would you hold bonds? Surely im looking at less than 20% allocation? Am i Insane to consider 100% shares??
Any musings would be most appreciated or even just a hello back :)
Just thought Id say Hello and say thanks for providing such a great forum for like minded people!
Im early 20s post uni looking to get in to shares very soon. Probably starting this week funnily enough! having read books/listened to info and educating myself over the best part of a year.
Dont have a lot of money (comparatively to most of you lot) to play with initially but enough to get 4 or 5 substantial pick ups immediately and adding over the long term. Have only an interest free student loan as debt the bank reckon im in such a good spot they offered me a 95% mortgage! ... no thanks!
Probably gunna spread myself with a couple of index funds then just stock pick. Im very averse to managed funds unless someones got evidence to the contrary?
Main question. Given my age and situation... would you hold bonds? Surely im looking at less than 20% allocation? Am i Insane to consider 100% shares??
Any musings would be most appreciated or even just a hello back :)