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  • whitt's Avatar
    Yesterday, 08:56 PM
    After looking at Myles RAR data I am happy now with my 14% and the auto lend grades I have chosen. It looks like I am on the right track. Thanks
    2748 replies | 363321 view(s)
  • whitt's Avatar
    20-09-2017, 09:52 AM
    My RAR graph has recently take a noticeable spike downwards. This is during last update of graph by Harmoney. A approximate 1% crash instantaneously...
    2748 replies | 363321 view(s)
  • permutation's Avatar
    19-09-2017, 02:21 PM
    The problem is you can't get this kind of high interest with a very low default rate. Ultimately high risk grades will crush your overall return,...
    2748 replies | 363321 view(s)
  • permutation's Avatar
    19-09-2017, 09:10 AM
    I was writing about 'portfolio performance" not "portfolio return", the idea is to invest in quality grade loans to minimize your gross interest...
    2748 replies | 363321 view(s)
  • permutation's Avatar
    19-09-2017, 07:35 AM
    I think the most important indicator of portfolio performance is the "$ value default amount v $Gross Interest received", and the time frame that...
    2748 replies | 363321 view(s)
  • whitt's Avatar
    18-09-2017, 07:39 PM
    and 15.07% rar too Not sure why you would withdraw funds to move with LC when you already get good results. Harmoney also has auto invest options...
    2748 replies | 363321 view(s)
  • whitt's Avatar
    17-09-2017, 09:35 AM
    There has been lots of loans this week. Plenty to choose from , especially if you are lucky enough to be using pennypickers app
    816 replies | 69181 view(s)
  • whitt's Avatar
    14-09-2017, 08:39 PM
    I am constantly depositing funds into Harmoney each week, My RAR is now fairly stable as the newer loans (with fewer defaults) offset the older loans...
    2748 replies | 363321 view(s)
  • whitt's Avatar
    13-09-2017, 01:44 PM
    Oops sorry my post was a typo. I have been investing since October 2015. My Rar is since that date.
    2748 replies | 363321 view(s)
  • permutation's Avatar
    12-09-2017, 07:32 PM
    Continuing from my post on the previous page, my RAR has now increased from 14.55% to 14.72% last Sunday. Have been in for 30 months and through...
    2748 replies | 363321 view(s)
  • whitt's Avatar
    12-09-2017, 01:49 PM
    i have been investing with Harmoney since October 2016 and my RAR is sitting at 14.99% currently. Initially my RAR was much higher but most loans...
    2748 replies | 363321 view(s)
  • permutation's Avatar
    08-09-2017, 05:23 PM
    I see some people taking large numbers of notes per loan, surely the risk becomes massive especially with E,F grades. Have only taken 101 E,F...
    2748 replies | 363321 view(s)
  • whitt's Avatar
    07-09-2017, 03:53 PM
    i managed to get 3 of them between flights up and down country today. I am very happy
    816 replies | 69181 view(s)
  • whitt's Avatar
    28-08-2017, 04:13 PM
    Bung5 is correct. Grade option seems redundant if you use interest slider. just deselect grade as an option and go with interest rates
    2748 replies | 363321 view(s)
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