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  • myles's Avatar
    05-02-2019, 07:19 AM
    It has been tough this Christmas period (3 - 4 months) to keep $'s in. I've slipped out to a little over $14,000 in available funds from a total...
    4105 replies | 517828 view(s)
  • myles's Avatar
    19-01-2019, 10:19 AM
    If you haven't seen it, grab the summary.pdf document from the linked post. A group of us put it together with shared data - it might help you...
    4105 replies | 517828 view(s)
  • myles's Avatar
    19-01-2019, 08:48 AM
    ? Charge off rate for D: 11369743 / 154763275 * 100 = 7.35% (Interest rate ~ 25.55%) Charge off rate for E: 6586033 / 57642825 * 100 = 11.43%...
    4105 replies | 517828 view(s)
  • myles's Avatar
    18-01-2019, 11:04 AM
    Just to clarify this with two basic examples: If interest rates rise, mortgagees come under stress resulting in stress on P2P repayments etc....
    4105 replies | 517828 view(s)
  • myles's Avatar
    18-01-2019, 10:55 AM
    Great read. Outlines the problems and some possible directions to take to correct (though all trials/considerations seem to fail!). Education at...
    4105 replies | 517828 view(s)
  • myles's Avatar
    17-01-2019, 02:47 PM
    The first document I linked to has some detail. I'll put my money on Interest Rates as the biggest 'Threat' to P2P investments.
    4105 replies | 517828 view(s)
  • myles's Avatar
    17-01-2019, 02:42 PM
    Agree. The housing (real estate) situation is a major concern for NZ. My question was more focused on the increasing amount of debt, rather than...
    4105 replies | 517828 view(s)
  • myles's Avatar
    17-01-2019, 02:27 PM
    76% of that one loan I suspect?
    1059 replies | 93405 view(s)
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