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  • myles's Avatar
    Yesterday, 12:11 PM
    The 'Volume over time' graph clearly shows some 'slowing' of loan volume. Last week (10/06 - 17/06) there were only 124 loans - at 18% that's only...
    3440 replies | 439106 view(s)
  • myles's Avatar
    Yesterday, 10:28 AM
    The graph shows *recent* proportion as 17-18%. If you look back over the graph it appears, to me at least, that *more* than 25% has been allocated...
    3440 replies | 439106 view(s)
  • myles's Avatar
    20-06-2018, 02:07 PM
    What would possibly make you think they wouldn't? (Scaremongering...) Current loans are out to 5 years...
    3440 replies | 439106 view(s)
  • myles's Avatar
    18-06-2018, 01:35 PM
    I'm not sure that it is... The graph below suggests something quite different: Source:...
    3440 replies | 439106 view(s)
  • myles's Avatar
    14-06-2018, 08:04 PM
    Market place summary fixed perhaps: Activity LAST 24 HRS 7 NEW LOANS $190,000 FULLY FUNDED LOAN AMOUNT
    3440 replies | 439106 view(s)
  • myles's Avatar
    12-06-2018, 03:24 PM
    Looks like a Paid Off loan rather than a Charged Off loan to me (could be wrong). Probably just a timing issue before everything is 'tidied up'. ...
    3440 replies | 439106 view(s)
  • myles's Avatar
    11-06-2018, 04:13 PM
    There was a recent report about some NZ online high end telescope shop not delivering...
    3440 replies | 439106 view(s)
  • myles's Avatar
    11-06-2018, 04:10 PM
    Something has changed in respect to Wholesale investors as the mentioned 'funding model' is new. Just what that change is is not overly clear to me. ...
    3440 replies | 439106 view(s)
  • myles's Avatar
    09-06-2018, 03:09 AM
    You've not been around long enough leesal - existence of the Wholesale Marketplace and Retail Marketplace is not new, it just hasn't been so well...
    3440 replies | 439106 view(s)
  • myles's Avatar
    08-06-2018, 05:25 PM
    Hmmm, interesting that they say that 'we now have 2 marketplaces' - the ability for wholesaler's to fund whole loans, I thought, was always available...
    3440 replies | 439106 view(s)
  • myles's Avatar
    08-06-2018, 12:17 PM
    Seems to have been broken for at least the last two days i.e. showing 0 but a few loans have gone through...?
    3440 replies | 439106 view(s)
  • myles's Avatar
    06-06-2018, 02:01 AM
    Maybe of interest to someone: https://idealog.co.nz/venture/2018/06/how-fuel-engine-11-rules-raising-capital-start-
    3440 replies | 439106 view(s)
  • myles's Avatar
    05-06-2018, 10:01 AM
    Disagree, RAR allows comparison of portfolios and the various strategies used. It is a comparable value as it takes into account the whole investment...
    3440 replies | 439106 view(s)
  • myles's Avatar
    04-06-2018, 02:36 AM
    Still 10%'ish, but I've never seen the point of this comparison. If an investor invests in higher risk loans, this value will be high but the return...
    3440 replies | 439106 view(s)
  • myles's Avatar
    03-06-2018, 02:05 PM
    I've reached another milestone in the last few days: Recoveries $2.13 My recoveries have exceeded one dollar!!! :ohmy:
    3440 replies | 439106 view(s)
  • myles's Avatar
    02-06-2018, 02:13 PM
    Below is the relevant section from the email Harmoney sent out (4 May is when I received it): Lender documentation: The Investor Agreement and...
    3440 replies | 439106 view(s)
  • myles's Avatar
    02-06-2018, 01:25 PM
    They are a wholesale investor.
    3440 replies | 439106 view(s)
  • myles's Avatar
    02-06-2018, 10:41 AM
    That has not changed? It means retail investors cannot invest as a wholesaler - there are quite different requirements - appropriate I think?
    3440 replies | 439106 view(s)
  • myles's Avatar
    02-06-2018, 09:45 AM
    ? They are just another wholesaler, all other wholesalers are shown in the platform RAR graph (which I think is what RMJH meant), so their 'lending...
    3440 replies | 439106 view(s)
  • myles's Avatar
    01-06-2018, 05:21 PM
    The agreement that they currently have with us as investors. Full detail in the following, but the most relevant portion quoted below. Source:...
    3440 replies | 439106 view(s)
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