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  • myles's Avatar
    17-11-2017, 10:53 PM
    Hey CoolBear, not sure exactly what you're referring to re actual gain vs RAR, but I agree with what you've said about the Payment Protect -...
    2835 replies | 380756 view(s)
  • myles's Avatar
    15-11-2017, 09:22 PM
    Outstanding principal (blue) bounces around a bit as big lumps come back that take a bit of time to reinvest, but I plot the actual gain (red =>...
    2835 replies | 380756 view(s)
  • myles's Avatar
    14-11-2017, 08:41 AM
    I don't fully disagree, but the compounding effect is very different. In 'lean' years you don't get dividends, typically dividends run at only 2 -...
    2835 replies | 380756 view(s)
  • myles's Avatar
    09-11-2017, 05:15 PM
    Attracting borrowers doesn't appear to be the problem for Harmoney at the moment that it is for Lending Club?
    2835 replies | 380756 view(s)
  • myles's Avatar
    07-11-2017, 07:35 AM
    Been away... How can you compare 1 year of strong share growth but then say I can't compare that to 1 year of strong P2P growth - I think you missed...
    2835 replies | 380756 view(s)
  • myles's Avatar
    28-10-2017, 02:26 PM
    Harmoney is returning 18% ytd for me, after tax...
    2835 replies | 380756 view(s)
  • myles's Avatar
    28-10-2017, 09:00 AM
    What period is the 20% for? Anything less than 10 years for shares is folly: +20% one year -20% the next year...Property even longer. Unless you're...
    2835 replies | 380756 view(s)
  • myles's Avatar
    25-10-2017, 07:53 AM
    An increase to the minimum wage from the incoming Govt. may improve existing borrowers ability to pay off debt, perhaps reducing defaults? Anyone...
    2835 replies | 380756 view(s)
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