I feel very patient (like the ole yoda) for some reason this morning so suggest you read the release as it will answer the question about directors putting their own money into NZO.
Freeloaders do not pay for champagne and caviar when they can get them free. If you are lucky, they may pay for their beers, reluctantly and it is more likely to be a Hagen than a Craft beer! This much I have learnt from observing NZO (and PRC) over the years. :D
PS. Yoda sighs often - I don't.