net int margin declining has got to be a worrying sign .:scared:
most banks are increasing there's
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net int margin declining has got to be a worrying sign .:scared:
most banks are increasing there's
Seems like all the profit groth basically came from StockCo - other segments up and down and in total end up the same
At least no surprise capital raise this time .... leave that to full year eh:)
But HBL putting the begging bowl out for some subordinated notes
Heartlands son, Harmoney, is going to disrupt the car loan market by approving the customer a bunch of cash and putting it in their bank account.
the customer then can go around all the dealerships shopping around and be a 'cash buyer'. By passing the dealers in house finance which maybe Marac (heartland).
the customer then has 60 days to provide Harmoney the rego and insurance certificate to keep the lower car loan rate. if not provided the loan will revert to standard personal loan rates.
quite interesting i thought.
anyways, HGH SP is holding up well today off the back of todays results. like i said a strong hold. good stuff
just looking at the cashflow statement and HGH has a negative operating cashflow this HY.
thats not good.
Suppose having to write down their Harmoney investment again can be described as not normal so is excluded from underlying/normalised NPAT
One day the adjustment might be so abnormal they’ll normalise it lol