Because we live in a nanny state and can't be trusted to have any autonomy. Australia had the right idea with self-managed super.
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Your statements are quite generalised and are based in some fact but I think you are missing some pretty key components. There's nothing optimal about anything where most people are issued with a licence in their 2nd or 3rd decade of existence and never expected to undertake any further training or compliance until what, 75 years old?
NZ needs to raise the bar for drivers not lower it.
Sharesies also allow you to self select, however also limited to certain NZX-listed companies and range of etf's etc, although i bet the fees are lower than craigs.
https://www.sharesies.nz/kiwisaver
Haven't looked into it myself so don't know much about it other than those headlines. Milford active growth all the way baby
I'll stick all my funds in AIR... great idea.
Wasn't that the most popular share on sharesies... Must be young travellers or something.
Who would have thunk charging $500 for a steak would see a business come unstuck.
I always wonder how these people keep the business running to the extent that the bills can get this out of control. Staff suffer as do creditors. I wonder if there will he court action on this one for trading whilst insolvent.
https://www.news.com.au/finance/busi...a4d37c94529b22
Of course it was generalised, it was a three line post! I definitely agree that advanced driving instruction would be great. A tougher bar for driving would rule out some who would then need to use our hard-to-find public transport in our sprawling towns built around private transport usage.