But is it keeping the small fry happy. I have not had an autoloans since 17th Dec. Then when they opened up the number of notes you could get on an autoloan I am struggles to even get any manually. My available cash is building up. I had a 10 year plan on what I was going to invest in harmoney. Now I am very disheartened , and starting to change my mind and thinking of withdrawing my money as it comes available.