Thanks winner69.Confirms to me that Snoopy's record [100% wrong] stays intact,while mine remains correct.Matter of fiction verses fact.
"Specifically Heartland is gaining momentum in the process of implementing business strategies to build its business position in distinct markets such as livestock finance,motor vehicle finance,and invoice financing,which are subject to less direct competition and lower contestability than traditional banking market segments."
"Heartland's rating could be raised if Heartland were to successfully further develop its business position in the next six to twelve months."
Very positive.Only negative is S& Ps concern on "NZ's economic vulnerabilities".
Well done Heartland.Nice people doing good things.
Would some kind poster please post the link to the article.