1 Attachment(s)
Historical Annual Default Rates
Not sure how new this is:
Attachment 9884
https://www.harmoney.co.nz/investors/default-rates
The height of the Light Blue area minus the height of the Dark Blue area on the bottom graph gives an indication of where the best ROI is (note that 2018 is incomplete so best removed when viewing the bottom graph).
Edit: The area difference doesn't give the ROI as I suggested - Default Rates can't be subtracted from Interest Rates for obvious reasons...Doh!