A couple more:
Attachment 9978
Some interesting detail in the above chart worth considering. Looks like skipping 'Tax Bills, New Cars and Funeral Expenses' might be a good option. 'Loan to Family Members' surprises me, but relatively low numbers.
Attachment 9979
Take with a grain of salt, but I thought it of interest. This relates
only to my loan set and selection criteria. A single default in the A5 grade with only 10 loans makes it look bad. However, I will likely dial down my E4 and E5 intake (though I need to look a bit further into it as there may be some influence due to earlier, much higher interest rate loans).
Attachment 9980
'Previous Defaults' are not as bad as I would expect (but low numbers - by choice). 'Enquiries in last 6 months' looks okay up to 3, perhaps even 5 considering my overall average default rate.