Aye, me too
Printable View
Yesterday was the first time in my 4 years membership that Harmoney have not paid fund withdrawls to my bank account.
The money is still sitting in "uncleared withdrawals", lucky I wasn't relying on payment this time.
Does anyone else have this problem??
Anyone else had an email from Harmoney asking for explanation (and proof) of how your investment was financed? Short of a forensic analysis of the last 30+ years of my financial life I am stumped on how to proceed!
I'm in the process of opening a new account with Harmoney, and that's one of the questions in the application form, and I'm guessing they won't be ignoring it if I don't offer a satisfactory explanation for fear of the FMA.
I'm going to use a recently expired Term Deposit as evidence of "wealth".
They haven't asked that question of my existing Harmoney accounts which are several years old.
I was told a bank statement would not be sufficient evidence. You need to go back a step to prove how the fund were originated eg if from rent then provide tenancy agreement and ownership documents. But then how do you prove that you bought the property with honest money etc etc. Orwellian!