Originally Posted by
fungus pudding
It's nowhere near that simple. People who don't need it (?) don't get much because Mr. Govt takes a third. My Govt. super is a small fraction of the amount I pay in tax, so I view it as a small rebate which I damn well deserve, having scrimped, saved, taken risks and applied myself to building a nest egg over fifty years, in a way very few would be prepared to do. To deprive me of that would be robbery and a massive disincentive to investing and/or saving. No - I don't need it, but I'd rather give it away (or bequeath it) myself! The govt. doesn't need to help. Leave it universal with marginal tax applied as it is! Amen.