I guess this depends on your timeline... if your looking at investing long-term i.e. 10, 15, 20 years, then an entry at 5.30 vs 4.50 isn't going to matter much. if you are looking for a trade or something shorter term, then there might be better options to investigate elsewhere..... (it feels very toppy now). but only you can really answer that question.... so I hope it was rhetorical!