Wish I kept my 20k-RYM back in 2010... Have learnt the hard way. Sold at a small loss (Yes, yes I am upset too). Would be singing a different song right now without that lesson.... Or maybe I wouldn't.... very happy holder of SUM.... SUMtime it has to return a similar return... yet that's a weeee way off. Very good modest return on this investment. RYM was one timely lesson of learning. I have had a very solid long term perspective and my basic graphing worked out better than forecast. This one is one I back 110%.... Yet not at 110% return... yet. I have almost always sold out too early. Experience is a wonderful thing. Chalked up some reasonable losses in the past. Trying to avoid those. Long term is where I will stick.