very difficult to give advice these days and stay within the law without the right qualifications , disclosures , and research on client .
Have a look at
http://www.morningstar.com.au/s/docu...rvey2015Q4.pdf
This will show you over the last 5 years who has a good track record. Past performance is no guarantee of future performance. However the guys/girls in the top 3 on the active growth must be doing something right when you compare them to some of the lower performing funds ..... Don't get too caught up in the free fees .. I'd rather be making 14 % PA and paying a reasonable fee, than paying nothing and only getting 6 % .
Think of your fund manager as a sports team ...who would you back to win the World Cup , NZ or Tonga .