Respectfully, you should study the history of money and what it actually is. It's not little pieces of plastic. Then get some understanding of the balance sheets of most of the governments of the western world and the political policies they are pursuing.
India just bought 200 tonnes (of their 400) from the IMF at $1,045 oz and will buy the remaining amount if given the opportunity. After a decade of selling, CB's are now net buyers of gold and will be for some time to come.
I have more gold reserves than the RBNZ. The RBNZ has NO gold on it's balance sheet. None! The NZD is backed by the reserve value of the government paper issued by other western nations (most notably the long-term bonds issued by the USA) and it's ability to continue taxing us at ever increasing levels. That should give you a clue about the possible future of the Kiwi if things go south in a big way.
The NZD is "money" only because the NZ government says so and will prosecute you if you try and use anything else for the payment of good and services.
From Bill Buckler at The Privateer . . .
"Up until August 15, 1971, there has never in history been an era when no paper currency was linked to Gold. The history of money is replete with instances of coin clipping, printing, debt defaults, and the other attendant ills of currency debasement. In all other eras of history, people could always escape to other currencies, whose Gold backing remained intact. But since 1971, there is NO escape because NO paper currency has any link to Gold.
All of the economic, monetary, and financial upheaval since 1971 is a direct result of this fact.
The global paper currency system is very young. It depends for its continued functioning on the BELIEF that the debt upon which it is based will, someday, be repaid. The one thing, above all others, that could shake that faith, and therefore the foundations of the modern financial system itself, is a rise (especially a sharp rise) in the U.S. Dollar price of Gold."
In the next few years, Ben Bernanke may go down in history as the greatest "coin clipper" in history.
Cheers :D