Many loans out today @ LC :)
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Many loans out today @ LC :)
OK well it's time for my 18 Month Investment Update on Lending Crowd....
Been in with LC since their very 1st loan which was issued on 21st December 2015.
Losses = NONE
Loan Early Repayments = 27.8%
Platform RAR = 13.96%
# of Loan = TOTAL = 439 ACTIVE = 317
Arrears = CURRENTLY 5 OR 6 ( 1.89% )
Out of the 3 x Platforms I do \ have actively invested in, for me this is the easiest, most straight forward and user friendly to use.
LC have grown with me as I have grown with LC.
Everyone investing in P2P is here for the same reason - to increase our earnings.
For me my initial aim in P2P was to earn in interest per week, Double what the NZ pension currently is. This milestone has now been reached.
Attachment 8910
Happy P2P trading :)
Thanks Saamee
For me it has been 1 year since Harmoney raised their fees and I started putting money into LC
222 Loans Open
56 Closed Paid
2 Overdue
Net Average Return 12.61%
That's some serious $ invested in P2P. Including house I have approx 15% in P2P which is too high. Looking to diversify but unsure what market at this point. Gold/Silver/Commodities could be an option. The 1% in Crypto has done well so far. Not keen on the Sharemarket at this point, reckon it will head south soon.
Looking good Saamee.
My performance since inception (7 Jan 2016) is:
Attachment 8912
Attachment 8914
No longer participate in A1 grade loans.
I recently hit my first goal of 250 open loans, since then I've doubled the capital investment in all new loans (20 loans fall into this group, since breaking 250 16 loans have been closed).
Anyone else found the LC Website has disappeared right now? Unable to Logon!
Attachment 8936
They say they're doing maintenance. .. google page gives ya more detail than just a trusty homescreen link.
I'd gone in early this morning & bank deposits werent in, so assumed something was amiss.
They picked a fantastic time to do it.
Obviously not a planned bit of maintenance ... more like more like unforseen problems... i haven't bothered ringing them, has anyone else rung to see what handle they're putting on it?