Not worried about security as I view all this as high risk, prepared to lose it type investing. Just trying to move Harmoney to a higher return than LC due to the gap between unsecured and secured however marginal that protection may be.
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From Interest.co.nz
An NZ P2P update, today.
http://www.interest.co.nz/personal-f...ding-platforms
Amazing how quickly the B1 and B2 loans get filled.
From the time I received the email to clicking on to my already signed in LC webpage and buying a share of a B1 to refreshing to check if the loan was still there and noting that it had been competely filled took just under 15 seconds.
Someone mentioned it a few pages. The process is BUY!...then calmly review what you have bought and hope that it looks ok. I am lucky enough to work in the financial industry so I sit here with one eye on my phone for the email alerts and the webpage up and ready to be accessed. At the moment its quite fun but I can see it getting annoying when you have funds sitting around going nothing.
No defaults yet so Lending Crowd must be doing something right.
After scoring my first B loan for some weeks because of a complete fluke when I clicked on 1 minute after a loan was listed on Friday I now see that it has been reversed today. Not happy !!!
I am not sure how to get immediate alerts for emails on my phone and am getting tired of logging on hour after hour in the hope of "scoring".
Well i say Saamee, that's not completely true in my case as, I get an email notification; log in Immediately and often find small B loans are already filled and gone!
It's almost like my notifications are 10 minutes old before I receive them!