Originally Posted by
Traderx
This is me! Wish I'd stuck to my asset allocation, I had congratulated myself for getting out at the top (read up lots on COVID early). Never got back in. Now wondering if should, but convincing myself that my buying will mark the top. Money printing and TINA to the fore which I greatly underestimated. My kiwisaver now largely consists of great wads of govt bonds earning between about 1% to -0.5% nominal with a duration of c.5 years. Horrible! Negative real returns likely. It is a real conumdurm. I have to say the most attractive asset class right now looks like Christchurch family homes, which look to be cashflow positive on the back of 5 year BNZ 2.99% pa, my better half not keen though. Hmm