Some will resort to receivables factoring...sometimes though of as lending of last resort. Xero would be in an excellent position to run analytics on customers to determine safe lending level's and advance money on receivables based on very current data.
Meanwhile the wall of insolvencies looms.
https://www.interest.co.nz/business/...September+2020
The other Beagle better tune up his doubtful debt model because what this dog is sniffing at the coal face is very worrisome. Lots of business's just hanging on by their fingernails...