Is this how Oceania, SUM, RYM etc work in general
Example only - Joe buys a unit for $100K, Joe pays his monthly fixed fee, time goes by and sadly Joe passes away. Joe's estate gets $100K back less the "manage fee" (20% or whatever it may be) if that is what they call it.
The retirement village now sells the unit to Jane for $125K as property prices have increased and so on and so on.