Stolem credit card money refunded
We have a $2000 limit on our Mastercard. My wife went to Auckland for a one-day appointment, booked into a motel with our credit card, and for the next week dozens of pizzas from an Auckland pizza shop were being ordered and delivered to local addresses, then a car repair, all on our card account details, away past our $2000 stop-limit. Our bank refunded all the stolen money. I guess the bank and Mastercard make a million dollars from motels for every thousand taken by a crooked motel receptionists.
If we make an unusually large payment on our EFTPOS/online bank account, or one to an unusual place, I get a text message from the bank with a six-digit number on it. I have to type in the number before the money is transferred out.
My biggest problem now is when a legitimate email comes from a financial institution, and I am too suspicious to click its link.