Originally Posted by
RMJH
I am sitting abut 1% lower than you after about 3 years/6000 loans . I am interested in gaining some understanding of the difference ie due to higher risk adopted or better selection of loans, or a combination. Do you read the stories or just rely on filters? I essentially rely on autolend and filter out all business loans, all loans above $35k and all A's, E's and F's and 25% income ratio. Until 1.5 I also invested in A's and had a roughly equal weighting in each major grade. Any insights would be most welcome.