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25-11-2019, 09:19 AM
#4451
Member
So today 2 firsts for me:
- first time my RAR is above the platform's RAR
- first arrearsAttachment 10863
I'm only just over 3 months in though (108 days) so still very meaningless at this stage.
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26-11-2019, 10:54 AM
#4452
Member
Hi,
I have a quick question regarding repayment schedule.
I have a loan taken on 19-AUG-2019 where the borrower does not seem to have made any repayments yet. Ever. To me this means that if it is, at worst, a monthly schedule, they should have made repayments on 19-SEP, 19-OCT and 19-NOV. But no. Nothing.
And yet the loan is not marked as 'in arrears', or any other non-current status. It is still 'current'. Whereas HM seems to modify the loan status to 'in arrears' in others.
I have attached the screenshot.
HM loan LAI-00171188-20191126.JPG
Are there any circumstances where that could be right? Maybe in case of 'unforeseen hardship', but then would HM inform us if they had granted this to a borrower?
Thanks
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26-11-2019, 11:46 AM
#4453
Originally Posted by Toukshare
Hi,
I have a quick question regarding repayment schedule.
I have a loan taken on 19-AUG-2019 where the borrower does not seem to have made any repayments yet. Ever. To me this means that if it is, at worst, a monthly schedule, they should have made repayments on 19-SEP, 19-OCT and 19-NOV. But no. Nothing.
And yet the loan is not marked as 'in arrears', or any other non-current status. It is still 'current'. Whereas HM seems to modify the loan status to 'in arrears' in others.
I have attached the screenshot.
HM loan LAI-00171188-20191126.JPG
Are there any circumstances where that could be right? Maybe in case of 'unforeseen hardship', but then would HM inform us if they had granted this to a borrower?
Thanks
I rather think you are expecting Harmoney to behave like we would expect an organisation that cares about their customer to behave.....
I think your answer is in your questions words.......
Harmoney does not commuicate how we expect or would like.
I suspect you loan is in arrears and you finding out about it from Harmoney is in a 'holding pattern'.
Maybe best you call the Support Team on their 0800 #!
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26-11-2019, 12:01 PM
#4454
Member
OK thanks - I wasn't aware of the 'holding pattern' scenario.
I'll definitely call HM regarding this.
Thanks again.
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01-12-2019, 08:28 AM
#4455
Member
Dodgy data from Harmoney...
The record shows that the loan was advanced on 02/05/19, paid off on 14/05/19 yet the full principal of $100 is still outstanding.
There have been no repayments since the funds were released to the borrower 7 months ago yet the record indicates that Harmoney has received the full $100 (PAID-OFF DATE: May 14 2019).
I wonder where my money is?
ScreenHunt.jpg
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04-12-2019, 11:49 AM
#4456
Junior Member
Is anyone having issues with Auto lend?
I go after just about every c and d with a very loose filter and yet I have had nothing for a week now. 19 new loans in the last 24 hrs. Hard to believe none of them are c or d
Auto lend is green and plenty of funds.
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04-12-2019, 02:58 PM
#4457
Member
Originally Posted by vernon
Is anyone having issues with Auto lend?
I go after just about every c and d with a very loose filter and yet I have had nothing for a week now. 19 new loans in the last 24 hrs. Hard to believe none of them are c or d
Auto lend is green and plenty of funds.
So your Autolend didn't see that one? LAI-00181484, a D3
LAI-00181484.JPG
it was live at about 12noon approx.
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04-12-2019, 07:29 PM
#4458
Member
Seems to be picking up a few, just not enough to dent the pile of cash sitting there!
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05-12-2019, 11:11 AM
#4459
12 autolends in the last week . However I have a large cash idle balance trying to get invested
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06-12-2019, 02:27 PM
#4460
Junior Member
Originally Posted by Toukshare
So your Autolend didn't see that one? LAI-00181484, a D3
LAI-00181484.JPG
it was live at about 12noon approx.
Yes Nothing picking up Friday now and still no auto loans on any C or D
Time to ask Harmony I think
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