Quote Originally Posted by CageyB View Post
I'm at 4.9% recoveries/charged off.
Mine is at about 2.7%. It will all depend on the grade of loans we take. I think a written off A loan would have better chance of recovery than an F loan.

Having said that I do not think HM is that active in recovery and a big portion of my "recoveries" is probably from them selling off the bad loans.