Quote Originally Posted by nickw View Post
One of the main points about investing in P2P is the diversification of the funds and the importance of having a small amount of investment in many loans. This is a key point that Harmoney make to all investors. Only last month (February), the Lender blog was discussing imaginary portfolios by Jack and Sarah, and the importance of spreading the risk over a large number of loans.
https://www.harmoney.co.nz/lender-bl...y-unique-loans

It seems ironic that Harmoney should continue to impress the importance of diversification whilst at the same time reducing the number of loans available to invest in. As of the time of writing there were only 5 loans in the last 24 hours.
Loan numbers have been dismally low for most of the moons since before Christmas now. That's three months, compared to the last time they did this for a month or so - in June last year.