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Thread: Harmoney

  1. #3491
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    3 loans @ <99K in the last 24hours. And one of those loans was an A grade $70K loan. I just want to get my money reinvested where it's earning me interest dammit.

  2. #3492
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    Quote Originally Posted by whitt View Post
    I only have a small portfolio on Harmoney but interesting that my Rar is climbing in comparison.
    I tightened up my autolend rules a long time ago and this has improved my Rar.

    I wonder were my Rar will level off?Attachment 9792

    Are you actually getting anything via autolend - Ive had 2 loans in 2 months from autolend

    Are you still growing your portfolio? Its alot harder to get a growing portfolio to level off then a static one. A shrinking portfolo (no reinvestment at all) will probably trend up
    Last edited by humvee; 06-07-2018 at 01:04 PM.

  3. #3493
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    Quote Originally Posted by darrenc View Post
    I'm one of them, but I'm only just above you - 14.53% with 3300 loans. My graph is trending down, although the max I reached was about 17.5%. I'm gradually withdrawing money from Harmoney as my LC return is about the same. I'm also concerned about what might happen when we have a downturn.
    I reckon you are prob just 1 place above me in the 3000+ unique loan group with 12 others above you

  4. #3494
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    Quote Originally Posted by Vagabond47 View Post
    3 loans @ <99K in the last 24hours. And one of those loans was an A grade $70K loan. I just want to get my money reinvested where it's earning me interest dammit.
    HM must be on a friday day out. Haven't seen a single loan

  5. #3495
    yeah, nah
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    Quote Originally Posted by Vagabond47 View Post
    3 loans @ <99K in the last 24hours. And one of those loans was an A grade $70K loan. I just want to get my money reinvested where it's earning me interest dammit.
    You need to say this everyday as they clearly listen to you - they just dropped about 8 loans!!! $900 invested

  6. #3496
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    Quote Originally Posted by myles View Post
    You need to say this everyday as they clearly listen to you - they just dropped about 8 loans!!! $900 invested
    hmm damn - autolend did nothing, I didnt even see them and theres none now (or even 10 mins ago for that matter)

    but I see the 24 hour activity just updated from 3 to 10 - it was still on 3 even after all were gone
    Last edited by humvee; 06-07-2018 at 03:15 PM.

  7. #3497
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    Quote Originally Posted by myles View Post
    You need to say this everyday as they clearly listen to you - they just dropped about 8 loans!!! $900 invested
    Have been watching all day then away from the computer for half an hour and didn't see the new loans come up - by the time I logged in again they were are all gone! Damn! Getting money invested with HM is becoming too hard.

  8. #3498
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    Quote Originally Posted by myles View Post
    You need to say this everyday as they clearly listen to you - they just dropped about 8 loans!!! $900 invested
    I second that Vagabond. By God, you hammered them up like Thor...

  9. #3499
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    dammit, missed them all!

  10. #3500
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    I've compared every new loan I've seen over the past 4 weeks with my longstanding investment criteria and conclude that either the quality of applications has dived in that period or Harmoney has applied amended selection criteria resulting in the better risk loans in all gradings being offered to investors other than us. Whichever it is, if this continues, then I expect to see retail investor defaults escalating.

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