Quote Originally Posted by whitt View Post
These actual platform stats differ from the estimated default rates on website
The statement at the bottom of the fist linked graph might explain that:

Charged Off amounts shown in the table are total lifetime Charge Offs to-date. They cannot be directly compared to the annual forecast default rate here as they are not annual Charge-Off amounts. Results may vary.

I think there is another element that needs to be considered here also - these values are weighted on dollar value, which may not correlate to number of unique loans i.e. more smaller loans may default - what I'm trying to saying is that the ratio of defaulted dollars to total dollars may not be the same as number of defaulted loans to total number of loans.

Probably similar, but there could be some variances.