Quote Originally Posted by whitt View Post
i have been investing with Harmoney since October 2016 and my RAR is sitting at 14.99% currently.
Initially my RAR was much higher but most loans that defaulted didnt for quite some time then they start defaulting.

To compare RAR figures with ourselves I wouldnt really take much notice of new investors RAR untill they hit 12 or 18 months which is the timeframe my RAR took to stabilise
Yes, I wonder if there is any investor here who had been in for more than 24 months and with a RAR of 15+%