In the interest article: Harmoney describes itself as a digital platform lender. Although it was licensed by the Financial Markets Authority as a P2P lender in 2014, Roberts says he now can't see a viable P2P lending model in New Zealand which is why Harmoney has started lending its own money.
So the founder of Harmoney cannot see a viable P2P lending future in NZ.
That’s been the case for a while now
“ At the top of every bubble, everyone is convinced it's not yet a bubble.”
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