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16-07-2018, 12:09 PM
#3511
Volume seems to be picking back up
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16-07-2018, 01:10 PM
#3512
Member
In the last 4 weeks I've found 4 loans to meet my criteria and today I've found 5. Perhaps the new wholesale money has now been fully invested?
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17-07-2018, 10:06 AM
#3513
Member
Huge amount of loans this morning.
Late last week I received a mailout, seems they've done a direct marketing campaign. Just at the right time, with the changes to working for families, fuel tax etc coming through
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18-07-2018, 08:13 AM
#3514
Some good volume and good quality loans coming through now, but then we get this:2018 0718 A5 defaulter.JPG A defaulter as an A5, and it makes me start to wonder about Harmoney ratings all over again. They have a Gini of 0.74, so they are likely to be wrong 1 in 4 times anyway...
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18-07-2018, 10:30 AM
#3515
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18-07-2018, 10:43 AM
#3516
Originally Posted by alundracloud
D5 loan at the the old rate of 22.99%. I thought loan approvals lasted only 60 days?? The most recent changes to interest rates occurred 8 May 2018, meaning there shouldn't be any loans coming through at the old rates from the 7th July 2018?
Indeed, well picked up and pointed
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18-07-2018, 11:53 PM
#3517
Member
Screenshot_20180718-234835.jpgjust saw a loan where the person has been employed for over 100 years!
Last edited by Wsp; 18-07-2018 at 11:56 PM.
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19-07-2018, 07:15 AM
#3518
Member
Still available this morning. No surprises that there are no takers for loaning money to the 40 year old who has worked for the same employer for the last 101 years
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19-07-2018, 07:40 AM
#3519
Member
Originally Posted by humvee
Still available this morning. No surprises that there are no takers for loaning money to the 40 year old who has worked for the same employer for the last 101 years
And so it proves that there really is no checking of the info that borrowers give Harmoney. We really are investing blind.
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19-07-2018, 09:47 AM
#3520
Member
But despite that results are still OK:
Attachment 9808
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