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27-02-2019, 10:16 AM
#4131
yeah, nah
Thanks CB, much appreciated. Certainly sounds less time consuming/stressful than other P2P models.
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02-03-2019, 07:10 PM
#4132
Member
Is the low volume of retail loans on Harmoney typical of this time of year, or is this much slower than normal? I've been sort of busy at work, so haven't been able to reinvest much, since everytime I check there are either no loans, or only rubbish I wouldn't go near.
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02-03-2019, 08:28 PM
#4133
Junior Member
I don't even bother with Harmoney anymore, seems like all the good loans are being diverted to the wholesale market.
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02-03-2019, 10:53 PM
#4134
Member
definately reduction in loans
Originally Posted by Vagabond47
Is the low volume of retail loans on Harmoney typical of this time of year, or is this much slower than normal? I've been sort of busy at work, so haven't been able to reinvest much, since everytime I check there are either no loans, or only rubbish I wouldn't go near.
It is very much reduced.
The number of loans I invested in for one of my pooled fund:
Jan2018 520 loans vs Jan2019 79 loans
Feb2018 408 loans vs Feb2019 54 loans
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03-03-2019, 09:52 AM
#4135
Member
Been with Harmoney since the beginning but now had enough. The effort not worth it now but it has provided a nice supplement to bank term deposits over the time. In full withdrawal mode now for the last 6 weeks.
Doing the same at Lending Crowd.
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03-03-2019, 11:50 AM
#4136
Originally Posted by Soolaimon
Been with Harmoney since the beginning but now had enough. The effort not worth it now but it has provided a nice supplement to bank term deposits over the time. In full withdrawal mode now for the last 6 weeks.
Doing the same at Lending Crowd.
Hey @ Soolaimon > So what is your next investment strategy?
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04-03-2019, 10:13 AM
#4137
Member
Originally Posted by Saamee
Hey @ Soolaimon > So what is your next investment strategy?
I have been at it for more than 50 years now, shares, bonds, cfds, options and P2P. Now moving to more cash ie. term deposits etc. One gets a little more conservative as one gets longer in the tooth.... and, it will take 5 years to wind up the P2Ps.
Cheers.
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04-03-2019, 02:05 PM
#4138
Originally Posted by Soolaimon
I have been at it for more than 50 years now, shares, bonds, cfds, options and P2P. Now moving to more cash ie. term deposits etc. One gets a little more conservative as one gets longer in the tooth.... and, it will take 5 years to wind up the P2Ps.
Cheers.
Good to hear back from you
Cash at hand, in times like those quite likely coming is a good thing!
This was a great read today > https://www.interest.co.nz/personal-...ft-tight-bunch
I still feel P2P Investments will be safe in troubled time because our $$'s have already been spent by the Borrowers - It cannot be stolen or taken by the establishments!
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06-03-2019, 12:15 PM
#4139
Member
Just arrived in my inbox - a communication from harmony about their joining the investment group, using BNZ money - and we retail investors continue to get what we've always got.
Yeah, right.
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06-03-2019, 01:06 PM
#4140
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