Quote Originally Posted by leesal View Post
From experience I'd say just different "Categories" of credit control

Borrowers are able to vary the terms if they suffer "unforseen financial hardship" through a formal application. HM would also no doubt vary terms on a case-to-case basis as part of their collection process.

Therefore I'd read "Current (61-90)" - to mean that collections have been renegotiated, so borrower is on track with payments, but from a lender perspective client remains 2 months behind.
1) if its been renegotiated in some way we should know.. perhaps a status of "credit control" or "impaired" or "under supervision"
2) last payment April.. if they've renegotiated for a temporary reduction in payments there should at least one smaller payment more recently than April.